By accessing this website and opening webpages contained in this website, you agree to comply with the policies of the Deposit Protection Agency (DPA), including but not limited to the applicable laws, Regulations, Orders, and terms and conditions of use, whether generally or specifically set forth in any part of this website (“Terms and Conditions of Use”). In this regard, you understand and agree that the specified Terms and Conditions of Use are subject to be changed without prior notice.

When you access this website after any changes to the Terms and Conditions of Use are made, it shall be deemed that you accept and agree with the revised Terms and Conditions of Use. Hence, you are responsible for regularly checking the Terms and Conditions of Use.

If you do not agree or wish to deny being bound to any Terms and Conditions of Use, please kindly exit and do not use this website.

1. Use of Website and Intellectual Property

1.1 All information that appears on this website, including but not limited to messages, pictures, tables, trademarks, graphics, audio clips, design of user-interface or any software program available on or through the website as well as any information that users have downloaded from this website (Hereinafter referred as “Contents”) is considered the right of the Deposit Protection Agency (DPA) or grantors to the DPA, where such Contents are protected by intellectual property and/or other ownership rights under the relevant laws.

In order to use names, logos, and other marks of the DPA for any purpose, including any intellectual property available on or through this website, you must obtain prior consent in accordance with the relevant laws before proceeding.

1.2 Unless otherwise indicated in this website, you are only entitled to view, download, upload, and print any Contents, files or documents appearing on this website for the benefit of personal use and not for commercial purposes. You hereby agree not to copy, store or download the Contents, whether in hard copy or in any other electronic format for the purpose of sending, transferring, publishing, printing, reproducing, modifying, creating, developing, displaying, distributing, selling, licensing, renting, leasing or transferring any of the Contents to third parties, regardless of whether such actions are for the benefit of trade or type of compensation, unless legal consent is obtained from the DPA before proceeding.

2. Disclaimer and Limitation of Liability

2.1 This website is intended for informative and educational purposes only. Any Contents, trade names, trademarks, service marks, and other logos, including any intellectual property included in or made available on or through this website, are used in an editorial fashion or made available to use as part of this website for the purpose of decorating this website only. The DPA, as a website service provider, has no intention to violate or infringe upon the rights of commercial or intellectual property. 

2.2 The Contents contained in this website are presented on an “as-is” basis without direct or indirect guarantees or warranties by the DPA of any kind. The DPA does not make any representations regarding the completeness, accuracy or reliability of the Contents and information or any results of the usage and suitability of using. The DPA is not responsible for losses or damages arising from the use of this website and/or the use of Contents contained on this website in any circumstances.

2.3 The DPA will proceed with appropriate measures to ensure that the access and use of this website shall be continued, uninterrupted, and shall provide a security system to prevent any access from non-users of this website. Nevertheless, the DPA does not guarantee that access to the website will be without delays and errors and will be free of malicious programs, files or software which may cause damage to your system or information, for instance, viruses, computer worms, Trojan horses, spyware or other harmful, invasive or corrupted files (collectively referred as “Defects”), regardless of whether such Defects are caused by human or technical error or any other force majeure events. Therefore, you acknowledge and agree that in the event of any occurrence of Defects, the DPA shall not be responsible for any losses, damages, compensation, expenses or damages arising or resulting from the consequences of such Defects in any circumstances.

2.4 The DPA reserves its right not to grant you permission to use this website and may change or suspend the service of the website, in part or in whole, at any time without any prior notice or statement of purposes. 

2.5 Unless otherwise specified under the Terms and Conditions of Use, the DPA, directors, managers, executives, and staff of the DPA shall not be liable for any faults or errors of this website or information or Contents contained in this website and shall not be liable for the consequences of any omissions related to this website whether caused by contract, torts, violation of negligence or other consequences.

3. Hyperlinks

3.1 Hyperlinks to third party websites

This website contains links to third party websites (“Linked Sites”). Please note that hyperlinks from this website to Linked Sites are provided for your convenience only. These Linked Sites are not under the support or control or responsibility of the DPA. The DPA is not capable of assuring the accuracy, reliability or security of the Linked Sites and shall not be liable for any losses or damages that you receive from using or hyperlinking such website. You should study the Terms and Conditions of Use of the Linked Sites.

3.2 Hyperlinks to the DPA’s website

The DPA is pleased to provide hyperlinks to its website. If you wish to link to the DPA’s website, such link, however, must be subject to the following conditions:

(1) The link must be linked to the URL

(2) The appearance, position, and other aspects of the link must be in accordance with the relevant laws and shall not cause damage or dilute goodwill associated with the DPA’s name and logos.

(3) The appearance, position, and other aspects of the link must be in accordance with the relevant laws and may not create the false appearance that an organization is associated with or sponsored by the DPA.

(4) The link shall not be construed that the DPA supports your website or there is cooperation between the DPA and you or your organization.

(5) The link shall not be considered as an inappropriate, lead to damage, torts, profanity, illegal and also shall not violate intellectual property rights, ownership, privacy or the reputation of the DPA. 

(6) The DPA is not liable for any losses or damages incurred or suffered by you or any third party arising out of, in connection with or as a result of this link. The DPA reserves its rights to receive remedies by laws for breaches of this Terms and Conditions of Use.

(7) The DPA reserves its rights, at any time, within its sole discretion to revoke its consent to any linking of any Contents or pages of this website and reserves its rights to terminate any of the links.

4. Privacy Policy

Your personal data on this website shall be protected under the DPA’s Privacy Policy. For more information, please see the Privacy Policy

5. Website Security Policy

The DPA has adopted standardized IT security for internet transactions to protect the website user’s information when sending and receiving information via a communication network and to prevent data theft from any unauthorized person or network access to the DPA’s network, for instance, Firewall, Secured Socket Layer (SSL) code etc.

6. Violation of Terms and Conditions of Use

In the event of any violation of the Terms and Conditions of Use, the DPA reserves its right to suspend any access to or terminate any services rendered on this website. However, such suspension or termination of service shall not prejudice to DPA’s rights to be indemnified under the Terms and Conditions of Use or any other rights under the relevant laws.

7. Applicable Laws

The Terms and Conditions of Use shall be governed by the laws of Thailand.